Heroes at Home Financial Event – April 16th

HaH2015_400Join us for a FREE financial education event presented by award-winning authors and speakers on Thursday, April 16th at the Deployment Center Auditorium from 9:00 to 11:00 AM! No registration is required.

Ellie Kay presents “Living Rich for Less” – how to set up a workable budget, pay less for everything, money talk with your family and stretching the vacation and entertainment dollars.

Gerri Detweiller presents “Smart Money: 5 Ways to Improve your Credit” – free ways to monitor your credit, pay down debt and improve your FICO score.

Ingrid Bruns presents “Saving for the Future You Want” – practical strategies to start saving early, start small and stay committed.

All the latest financial apps and money saving websites plus you could win an iPad or other prizes!

Banks Rack Up Big Overdraft Fees Each Year…Are you helping them?

chamber_savingsLast night’s NBC Nightly News reported that overdraft fees make up a staggering 60 percent of all bank fee revenue, amounting to $32 billion a year. The average consumer who paid overdraft fees paid $225 over the course of the year in 2011.

Take a look at the report filed by NBC’s Tom Costello: http://www.nbcnews.com/video/nightly-news/52173777/#52173777

Are you one of the average consumers providing banks part of this profit? If so, it may be time to review your budget or create on if you don’t have one already. The closer you track your personal finances, the less likely you will pay overdraft fees.

Need help? Set-up a personal financial budget appointment with us to build/or go over your budget. You can also download our spreadsheet and create your own budget.

Keep in mind that you can also attend one of our financial classes and educate yourself more on credit and personal finance. Our next Credit When Credit is Due Course is on August 1st at 9 AM. Call 385-4663 to register.

Take care of small financial issues early before they grow out of control and cost you more money and possibly your clearance or job!