Intro to the Air Force Family

This section will cover information about the Air Force that will be beneficial for you to know.

  • Military Customs/Courtesies and You (Protocol)
  • Becoming an Official Military “Dependent” (Entitlements)
  • Finance
    • Pay Issues
      • Basic Pay – determined by rank and time in service (Military Pay Tables)
      • Basic Allowance for Housing (BAH) -paid for off base housing; determined by rank, dependency status at assigned base (BAH Rates)
      • Basic Allowance for Subsistence (BAS) – allowance payed for member’s food
      • Clothing Allowance – enlisted only; paid on the anniversary of the enlistment month
      • Optional Basic Pay Deductions
        • Servicemembers’ Group Life Insurance (SGLI)
          • Term life insurance policy purchased from a commercial life insurance company in increments of $10,000 for up to $400,000
          • Active-duty and reserve members are eligible
          • It is important to keep emergency data current for SGLI incase something happens
            • Traumatic Injury Protection (TSGLI)
              • All members enrolled in SGLI receives TSGLI coverage
              • Designed to provide financial assistance to servicemembers during their recovery period from a serious traumatic injury
              • Payment is made depending on the injury up to $100,000
        • Family Servicemembers’ Group Life Insurance (FSGLI)
          • Cost is based on age of the spouse
          • Children coverage is free
          • Spouse is automatically insured for $100,000 or the amoutn of the member’s SGLI coverage, whichever is less
          • Children are insured for $10,000, if the member is insured under SGLI
        • Thrift Savings Plan (TSP) – designed to help provide sufficient retirement income to members of the uniformed services; has the same type of savings and tax benefits as “401(k)” plans. MEmber determines enrollment and level of contribution (http://www.tsp.gov)
        • Allotments – money automatically deducted from the members pay and forwarded to a third party; there are two types:
          • Discretionary – Members start/change/stop at their own choosing to dependents, relatives, commercial source
            • Deduction of rent
            • Insurance
            • Savings Deposites
            • Car/Personal Loans
          • Non-Discretionary – usually a mandatory allotment, however, some voluntary allotments are included. Examples are:
            • Savings Bonds
            • Combined Federal Campaign (CFC) contributions
            • Court Ordered Child or Spousal Support
            • Repayment of Court Ordered Commercial Debt
      • myPay – Pay Information Access (https://mypay.dfas.mil/mypay.aspx)
        • Put servicemember in control of their pay account information
        • Can allow family members view-only access
        • View and print Leave and Earnings Statements (LES)
        • View and print tax statements
        • Change tax withholdings
        • Update bank account and electronic fund transfer information
        • Make address changes
        • Start/Stop/Change allotments
        • Manage savings bonds
        • Update TSP
        • In the event of an emergency, it is helpful for the spouse to have access to myPay.
    • Travel Entitlements
      • During a Permanent Change of Station (PCS):
        • USAF provides funds/arrangements to get the member, family members, and household goods to a new assignment
          • Per diem – allowance which covers the cost of lodging and meals  while in transit
          • Transportation – allowance which covers the cost of transportation (airfare, driving, or both)
          • Dislocation Allowance – allowance which covers the basic cost of establishing a new residence (based on rank and dependency status)
      • Temporary Duty (TDY) – military members are not expected to use their basic pay for TDY expenses; funds are provided by their Government Travel Card (GTC) which is used to cover transportation, lodging and per diem expenses for the TDY.
        • The GTC is used by the military member for official travel ONLY!
        • The member is responsible for paying the amounts charged agains their GTC within 30 days
        • Members are reimbursed for valid charges and the GTC can be automatically paid when they file their travel voucher