It’s that time of year again that we are all filing our taxes and hoping to get a return back. I know that when I was a young Airman I saw this as an extra pay-day. So instead of paying off my debt, putting it into savings, or investing it, I would buy something I really didn’t need (but didn’t realize that then).

One of those items, a laser disc player, still sits in my garage with multiple laser discs (basically the precursor to the DVD and DVD player) collecting dust. Now over ten years after getting out of the military, I have almost paid off my debt from my younger days and I have set and try to stick to my financial goals.

Check out this article from a site called Give Me Back My Five Bucks. It presents some suggestions for spending your tax refund responsibly.

http://www.givemebackmyfivebucks.com/2012/03/09/how-to-spend-your-tax-refund-responsibily/