U.S. Postal Service Recommended Mailing Dates for Overseas Military

To ensure timely delivery of holiday wishes by Dec. 25, send cards and packages to military APO/FPO/ DPO addresses overseas no later than the mailing dates listed below.

2014_MailingDeadlinesAddressing the Package

1. Write out the service member’s full name in the address.

2. Include the unit and APO/FPO/DPO address with the 9-digit ZIP Code (if one is assigned). For example:

CPT JOHN DOE
UNIT 2050 BOX 4190
APO AP 96278-2050

SGT ROBERT SMITH
PSC 802 BOX 74
APO AE 09499-0074

SEAMAN JOSEPH SMITH
USCGC HAMILTON
FPO AP 96667-3931

MSG JANE DOE
CMR 1250
APO AA 09045-1000

3. Include a return address.

4. Include the service member’s name and address as well as the sender’s name and address on an index card inside the package in case the label is damaged.

Source: http://about.usps.com/news/national-releases/2014/pr14_053.htm

Looking for your DD Form 214 after separation/retirement?

DDfm214It used to be that after you retired or separated from the military, your DD Form 214 (which is the key to all your future veteran benefits) used to be mailed to you after your official retirement/separation date at an address you specified on your DD 214 worksheet.

Apparently this process changed back in late 2013, but has only now come to light. We received the following information from myPers – Total Resource Center as of 22 Oct 2014 after we asked for clarification on the process last week.

  1. In an effort to minimize costs and utilize existing technology, as of 1 December 2013, the hard copy DD Form 214 (copies 1 and 4) will no longer be mailed out to members. Since October 2010, separating or retiring individuals could electronically access and print their DD Form 214s. Eliminating the need of mailing paper copies reduces money spent on a redundant process.
  1. During separation and retirement processing, members will receive instructions on how to access, review and print their DD Form 214 as needed. Copies 1 and 4 are housed on the secure server in the vMPF for a period of 60 days past the official retirement/separation effective date.   After the 60 days, members are able to obtain copies from the eBenefits website, http://www.ebenefits.va.gov.
  2. Members with an approved retirement or separation should retrieve a USERID and password allowing access to the AFPC Secure application. This can be done while still on active-duty by using your CAC and either entering the AF Portal using the AFPC Secure link. Once at the site, utilize the “Update/Delete Password” tab to generate a new USERID/password. While on terminal leave, the member will be able to access the worksheet and be able to retrieve their DD Form 214 when completed.
  3. Those who are not able to use their CAC should contact the A1 Service Desk at 1-800-525-0102, (option “8”) or dial DSN 665-5004 and they will provide assistance in obtaining a USERID/password.

Air Force members should refer any questions about your DD Form 214 to AFPC.

AT&T mobile customers may be eligible for mobile cramming refunds

crammingAs part of a $105 million federal and state settlement, AT&T Mobility LLC will pay $80 million to the FTC to provide refunds to consumers.

According to the FTC and other agencies, AT&T unlawfully billed mobile phone users for unauthorized third-party charges for things like ringtone subscriptions and horoscopes. The FTC’s complaint alleges that AT&T kept at least 35 percent of those charges.

People who believe that AT&T charged them without authorization can visit ftc.gov/att to submit a refund claim.

IRA Rollover Law Change Effective 1 January 2015

investing-iraEffective 1 January 2015, investors will face stricter rules on how they can move their money between individual retirement accounts or IRAs by limiting them to just one rollover in any 12-month period.

Previously investors were allowed a yearly rollover for each IRA you held. For example, if an investor had multiple IRAs, they could roll each IRA over once a year.

But in a Tax Court decision from earlier this year (Tax Court Memo 2014-21), the judge ruled that, despite the Internal Revenue Service’s past leniency, the law clearly states that there is one annual rollover permitted per person, not one per IRA. This does not affect trustee-to-trustee transfers.

The clarification of the law actually does you a favor by reducing the temptation to make risky changes with your retirement savings. It is dangerous to treat your IRA as a source for short-term loans. If you are late on a repayment, even by a day, the tax ramifications can be harsh.

Source: Robert Steen, USAA News, Insight: IRA Rollover Law Change

In the article, Robert Steen also provides some other IRA advice worthy of  a quick read.

 

4 Reasons to Contribute to the TSP – Despite Having a Military Pension

chamber_savingsThe Thrift Savings Plan (TSP) offers you the chance to save for additional retirement security at extremely low cost. But you may believe you don’t need to save for retirement because you’ll receive a pension after 20 years of service. Truth is, your military pension alone may not be enough.

Read the four reasons to contribute to the TSP in this article by Kisha A. Taylor at: http://www.militarysaves.org/blog/1214-4-reasons-to-contribute-to-the-tsp-despite-having-a-military-pension#sthash.I7efKH4c.dpuf

Change in Office Hours Starting Wednesday, 15 October

nGl23qjOn Wednesday, October 15, the Airman & Family Readiness Center will open to customers at 9:00 AM due to a change in the day of our staff meeting. We have switched our meetings from Monday morning to Wednesday morning.

Starting next week our office hours will be the following:

  • Monday 8:00 AM – 4:00 PM
  • Tuesday 8:00 AM – 4:00 PM
  • Wednesday 9:00 AM – 4:00 PM
  • Thursday 8:00 AM – 4:00 PM
  • Friday 8:00 AM – 4:00 PM

Don’t forget that Monday, 13 October is a Federal Holiday and we will be closed that day.